Big Faceless Insurance Company? No Thanks! Let use give you personalized service and great rates. You've worked hard for your car. We'll work hard to make sure it stays on the road.

Homeowners insurance

Your home.

Your family.

We've got you covered.

Commercial Insurance

It's all about the bottom line.

Get peace of mind and keep your business safe.

Workers Compensation
Workers' Compensation

Accidents Happen. Preparation is Key. When an employee is injured and a claim is filed we'll be there every step of the way. We'll make sure that every incident is handled quickly and that you're treated fairly.

General Liability
General Liability

You can't always tell what a day will bring, but you can always know that someone has your back. Contact us for a quote on general liability coverage for whatever comes your way.


On-call legal protection when you need it most. LegalShield believes everyone deserves access to affordable legal protection. And for over 40 years, they have been providing members with affordable attorney access. For as little as $20 a month, LegalShield gives you the power to talk to an attorney about any personal legal issue.


"I was hesitant to contact A1 Agency after being with my current insurance company for 17 years, but it was the best decision I could have made. All in all my experience with A1Agency has been amazing and I would recommend them to anyone."

~ Stephanie N.


A1 Agency began with our clients. When the leadership team of A1HR saw that our company had grown to 750 clients and 19,000 worksite employees, they knew that it was time to cut out the middle man on our insurance. Bringing our insurance coverage in-house means both convenience and savings as we use our size to leverage the best possible rates in the industry.

A1 Agency is a multi-line insurance agency providing competitive commercial and personal coverage through our staff of proven professionals. Whether you need coverage for business or workers' compensation or personal coverage for your home and vehicle, we're one-stop shopping for all your insurance needs.

"Siw was able to get me equivalent homeowners and auto insurance policies with highly rated carriers at a much lower price. I highly recommend having A1 Agency review your current policies to see where you can save money. You won’t be disappointed."

~ Tammy D.


Mel Klinghoffer

Mel Klinghoffer

Mel Klinghoffer is the Founder and President of A1 Agency. He is also the Founder, President, and Chief Executive Officer of A1HR, a national Professional Employer Organization (PEO) which has over 18,000 worksite employees and revenues exceeding 500 million dollars. Prior to his affiliation with A1HR, he founded and was CEO for many very successful businesses in the area of PEO, temporary help and insurance industries. Mel’s key ingredient to success is going above and beyond for the company’s valued clients. He is known for creating an infrastructure of professionals that are the finest in any industry. Mr. Klinghoffer has served on the Boards of Directors and committees of numerous companies.

Mr. Klinghoffer is very active in the Tampa Bay area community. He is a founder of the Amalie Arena, co-founder of the Florida Holocaust Museum, former director of Hillsborough County Association for Retarded Citizens, a major sponsor since inception of the Pediatric Children’s Cancer Foundation, an annual sponsor of Hospice, Dress Circle member of the Ruth Eckerd Hall, a long term donor and member of Circle of Stars and the Tampa Bay Straz Center and supporter of many other business, civic and charitable organizations.

Siw Brown

Siw Brown

Siw Brown is a highly experienced insurance professional with over 25 years in the industry. She began her career working in the claims area where she quickly advanced to a supervisory role. Ms. Brown has been a licensed Florida Insurance producer for over 20 years and holds a 2-20 General Lines license.

Siw has worked in both a large agency environment where she managed over twelve hundred accounts and at a smaller agency, working with her clients on a personal level. She is highly effective at managing the entire policy process and making sure her clients have the appropriate insurance coverage to meet their needs. Above all, Siw is a passionate insurance professional that uses her knowledge and experience to build valued relationships with her clients.

"Siw is a joy to work with. If you’re looking for an agent who can actually make purchasing insurance enjoyable, look no further. Siw’s the agent you need."

~ Christopher L.


Contact Information

6543 Gunn Hwy, Tampa, Florida 33625 (Map it)
A1 Agency

Contact Form

Need coverage? Let us know! Our team will get you a quote shortly.


"…it is always a bit of a challenge putting aside money for bills. I was pleasantly surprised at how much I was saving on the new plans for the same coverages."

~ Deborah A.


  1. Shop Around

    Shopping around can save you money, but be cautious, if something sounds too good to be true, it probably is. Make sure you aren’t agreeing to give up coverage or shorten your policy period when signing up for that great deal. One of the best ways to shop around is to visit an independent insurance agency where you can receive several quotes offering competitive rates. That way, you have the resources available to you and can ask questions.

  2. Raise the Deductible

    Ask your agent how much you can save by increasing the deductible on your policy. It can save you a significant amount, but make sure you are prepared to pay the deductible in the event of a loss. You don’t want to find yourself unable to afford a necessary repair due to the fact that you cannot afford the deductible.

  3. Add Reinforcements

    Adding storm shutters, reinforcing a roof or other wind mitigation improvements can help lower your insurance cost, lower the possibility of loss and protect your family.

  4. Don't Insure Your Land

    Make sure that you have your agent work with you to determine the replacement cost of your home. In the event of a loss, even a catastrophic total loss, you still own the property on which your home sits. Insurance carriers in most cases do not insure your land, only the structures on it, so be sure you are only paying for what is actually covered in your policy.

  5. Avoid Submitting Small Claims

    Claims can raise your premiums and frequent claims can cause the insurance company to cancel your policy. If it is a small claim and you can pay out of pocket, you may end up saving money overall.

  6. Improve Your Security

    Adding hard-wired smoke detectors and a centrally monitored burglar and fire alarm can reduce your premiums. Even adding deadbolt style locks may save you money. More importantly taking these steps can help save lives and protect assets within your home.

  7. Clean Up Your Credit Report

    The Fair Credit Reporting Act (FCRA), states that insurance companies have a "permissible purpose" in viewing you credit history. Insurance companies have discovered that generally speaking a higher credit score translates to less risk and therefore lower rates. There are certainly a lot of good reasons to do whatever we can to improve our credit score and monitor it to make sure it is accurate. Saving money on your insurance premiums may be yet another reason to do so.

  8. Consolidate and Save

    Some insurance companies will give you discounts on your premiums if you have more than one type of insurance with them. Often the savings is in the range of 10 to 20%. It is important that you take this savings into account, but also calculate your insurance costs when purchasing separate policies from different companies and compare.

  9. Know Your Coverage

    For most of us, our home is our largest asset and biggest investment. Make sure that your insurance adequately protects you from risks you cannot afford to cover yourself. It is also important to make sure it covers any home improvements you have made, major purchases, artwork, jewelry, and the increased cost of rebuilding.

  10. Keep Your Insurance Coverage Up to Date

    Every year, before your homeowner’s insurance is set to renew, review the current policy and call your insurance agent to discuss any changes in your situation that occurred during the year. You may need to make changes to your current policy or perhaps another carrier would be a better fit and may save you money on your premium payments.

Want to learn more? Contact us for more great tips and advice on all your insurance needs.